Articles & Presentations

Insights &
Perspectives

Technical articles, conference presentations and thought leadership from the Riskscape team – covering spatial actuarial science, climate risk, geospatial technology and property data.

Published Articles
Technical Article
2025

Revolutionizing Wildfire Risk Management with NASA VIIRS and Riskscape

How density-based clustering, wind-speed optimisation, and a Wildfire Severity Model trained on ERA5 climate data and NASA VIIRS satellite detections deliver daily fire risk at 2km resolution – linked to individual properties within 2.4km of any fire block.

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Thought Leadership
2026

Insurance in the Age of Paradox

Managing an insurance company in 2026 is no longer about the actuarial calculation of risk alone – it is an exercise in navigating a hall of mirrors. AI-driven misinformation, the climate mandate, and the corporate identity crisis are three compounding paradoxes every insurer must now face head-on.

Andries Schutte – FIA FASSA CERA

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Conference Presentations
Climate Change: Financial Sector Resilience Through the Geospatial Lens
GISSA 2025
2025

Climate Change: Financial Sector Resilience Through the Geospatial Lens

Delivered at GISSA 2025. Argues that bottom-up, property-level modelling is essential – area-based averages do not suffice. Covers the full workflow from physical risk mapping through TCFD disclosure, portfolio stress testing, and a Vasicek-based systemic banking risk framework for South Africa.

Andries Schutte

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IAA International Actuaries Day – Flood Modelling & Actuarial Technology
IAA – Sep 2025
September 2025

IAA International Actuaries Day – Flood Modelling & Actuarial Technology

Presented on 2 September 2025. Traces the path from traditional actuarial work to founding Riskscape, then dives into the technical methodology behind surface water (pluvial) and 3D river flood modelling – with result validation via Landsat false-colour imagery overlays.

Andries Schutte – Chair, IAA Water Risk Task Force

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Setting the Stage: Climate Change & Financial Risk
Conference Presentation
2025

Setting the Stage: Climate Change & Financial Risk

A conference presentation contextualising climate change for financial sector audiences. Maps the full chain from physical water hazards – flood, sea-level rise, storm surge – through to financial impacts: asset damage, stranded assets, business interruption, and systemic banking contagion.

Andries Schutte

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Flood, Fire, and Geotechnical Risk – Riskscape Product Showcase
Product Showcase 2025
2025

Flood, Fire, and Geotechnical Risk – Riskscape Product Showcase

A comprehensive product demonstration covering wildfire ignition modelling (20+ years of NASA VIIRS data, 2km resolution), river flood modelling with a 1m DTM and 1-in-100-year rainfall simulation, surface water ponding, and micro-landslide slope analysis. Case studies include the KZN 2022 floods and Valencia flash flood.

Andries Schutte

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Technical Product Papers
Location Intelligence – Reverse Geocoding, Map Plugins & Digital Terrain Models
Technical Overview
2025

Location Intelligence – Reverse Geocoding, Map Plugins & Digital Terrain Models

Riskscape's full location intelligence stack: meter-level reverse geocoding trained on South African context (gated estates, farm cadastrals, dense urban grids), dynamic map plugins with multi-hazard overlays, and the DTM/DSM product range from 1m DSM to 2–5m bare-earth DTM. Includes crime, seismic, and flood multi-hazard capability overview.

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High-Definition Addressing for South Africa – NLP, Mapcodes & Reverse Geocoding
Technical Overview
2025

High-Definition Addressing for South Africa – NLP, Mapcodes & Reverse Geocoding

Deep dive into Riskscape's HD Addressing system: an NLP model trained on South African language variations, fuzzy matching with transformer embeddings for misspelled addresses, the Mapcode system covering 15 million+ formal and informal structures, and the Mobile Photo API for instant property identification and KYC/FICA onboarding.

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