Financial Data
Spatial Financial
Intelligence
Household financial indices, market dimensions and automated valuations — spatial data linked to consumer credit and property markets at subplace level across South Africa.
Household Financial Index (HFI)
A composite index evaluating household income capacity using property valuation, size, owner age, property type and demographic data — providing a spatially referenced proxy for household financial standing.
Use Cases
Credit risk assessment, market sizing, consumer financial inclusion, direct marketing targeting, branch location analysis.
Key Features
- Property valuation as income proxy
- Property size and type weighting
- Owner age demographic adjustment
- Subplace-level spatial aggregation
- Consumer credit risk scoring
- South Africa national coverage
Market Financial Dimensions (MFD)
Subplace property analytics delivering deep market intelligence including growth momentum, loan statistics, downturn dynamics, trading liquidity, loan-to-value metrics, distressed valuations and price per square metre classifications.
Use Cases
Mortgage portfolio risk management, property investment analysis, market research, subplace-level economic intelligence.
Key Features
- Growth Momentum indices
- Loan & mortgage statistics
- Downturn Dynamics scoring
- Trading liquidity metrics
- Loan-to-Value (LTV) analysis
- Distressed valuation flags
- Price per sqm classifications
- Market cycle indicators
Automated Property Valuations (AVM)
Residential market value estimates for individual properties using quarterly escalation rates, property specifications and comparable sales data — delivering defensible automated valuations at scale.
Use Cases
Mortgage origination, portfolio monitoring, insurance sum insured estimates, collateral assessment, property tax administration.
Key Features
- Individual property market value estimates
- Quarterly escalation rate updates
- Property specification inputs
- Comparable sales methodology
- Confidence interval outputs
- Bulk portfolio valuation capability
All financial data is aggregated and delivered at subplace level — the finest geographic granularity available from Statistics South Africa.
Full South Africa coverage for all three financial data products — HFI, MFD and AVM.
AVM escalation rates and market dimension metrics are refreshed quarterly to reflect current market conditions.
Access spatial financial intelligence
HFI, MFD and AVM data available via API and bulk delivery. Contact our team to discuss your data requirements.